Need an appraisal in Hanson or Plymouth County?

Check out the top 7 reasons MA homeowners need Jeff Pennini:

  1. Find the right listing price (whether they're selling the home on their own or using an agent)
  2. Challenge property tax assessments
  3. Remove PMI to cut their mortgage payments
  4. To reinstate your Home Equity Line of Credit (HELOC)
  5. Review a different appraiser's report for verification
  6. In the case of a MA divorce, where property needs to be divided
  7. To settle an estate in Plymouth county or MA by determining the true market value of real estate in question

Do you own a home in or near Hanson? Do you need help deciding the price of your real estate?
Contact Jeff Pennini.

At Jeff Pennini, we understand the unique needs of a consumer in need of appraisal services. Our regular business clients get the appraisal process and the standard documents we provide. Being a regular person not in the real estate industry that most likely doesn't see an appraisal on a regular basis,you will receive extra guidance and explanations through the appraisal process to more clearly understand what we do and how we document the results of our analysis.

For Sale By Owner (FSBO)/Pre-Listing Services

Since you have an emotional attachment to your own house, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is very valuable as a negotiating tool once you have an attainable buyer, in addition to helping you set a realistic price to sell at so your home will attract many interested buyers. It gives you something concrete to show the buyer. The appraisal is an independent third party's opinion of your house's value, not just how much your home is worth. Interested buyers assume that you have an emotional attachment to your house and will be much more likely to give credibility to an expert appraiser's value opinion than yours.

Appraisals to cancel PMI

A popular way to cut expenses for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is below 80% of the value of your house, in most cases you can apply to your lender to have the PMI canceled from your loan, which will make your monthly payments go down. At Jeff Pennini, we're seasoned in helping clients just like you get rid of unneeded PMI insurance.

Challenge Tax Assessment

Lets say your home is not appreciating as much as other properties close to yours -- your local tax assessor may have your house overvalued. That means you are most likely paying more taxes than you should. The sooner you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting an expert appraisal from Jeff Pennini is your number one weapon.

Recently got a freeze your HELOC?

If your home is in or near a declining area, your lender may just decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be troublesome from a cash flow angle, but it can be negative on your credit score since it may appear as though that credit line is maxed out. Jeff Pennini can provide you with an expert appraisal to help you reinstate your home equity line of credit.

Do You Need Field and Desktop Appraisal Review Services?

Do you need a seasoned appraiser to double-check your appraisal for preciseness, or do you want a second opinion without the charge and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in question in a field review. Or, if you need it in a rush, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal? We can help with that too. Even though this is usually requested by banks, you may need to exploit this service if you suspect mortgage fraud related to your property.